WE are bombarded by ads for insurances related to our homes and automobile. These ads all tout their ability to protect your homes and autos from expensive repairs. Bear in mind that these policies are not the normal home insurances we have in conjunction with our homeowners and autos. These are policies to cover repairs and not catastrophic events such as complete loss of use, temporarily or permanent. All of these additional insurances all make the same promise in their ads and from their many unwanted or unrequested cold calls. All tout themselves as the best by “star” ratings. If you read the “fine print” in their contracts, you will find that these contracts are definitively slanted toward the company’s “benefit. The language is extensive and worded in a pseudo legal manner. These companies use out of country non- native English speakers as customer service. Many times there is a lapse in understanding due to the limited English understanding and often your words are being translated as you speak but not with the common understanding of the language (conversational English). The worst of it is the claim of “1000”s of qualified contractors they have access to, “qualified” is subjective and often nonapplicable. To be clear ” Do Not Accept any Statements as to how great they (the company) are. If you decide to look into any of them, please read the ratings and pay particular attention in the reviews of 3 stars or less. Even the big star ring can be suspect as rating companies make money off of these listings.
CAVEAT EMPTOR!!!!!!
Michael1942's Blog 